About App
One of the leading mobile-to-mobile payment app. Make UPI payments, transfer money from your bank account. Using this app you can do a lot of transaction at ease. You can use BHIM Baroda Pay UPI payments mode, recharge your mobile / DTH, pay your bills and make instant payment at retail stores. All you need to do is link your bank account on this app with your registered mobile number and start the experience. UPI ID is a unique ID that is used to make UPI payments in place of bank account details.
Transfer money using BHIM Baroda Pay UPI: You can send money, receive money from your contacts are from any one by sharing you UPI ID. You can transfer money instantly to any mobile number via BHIM UPI using UPI ID. You can check your account balance and add multiple bank accounts like Bank of Baroda Bank, SBI Bank, HDFC Bank etc. UPI PIN: UPI PIN is similar to your Debit Card PIN number, a 4 or 6 digit number which needs to be set by you while creating your UPI ID. For all your UPI transaction UPI PIN is necessary. Please don’t share your PIN with anyone.
What is UPI ID?
UPI ID is your virtual identity for UPI payments. It is a single identifier for users to send and receive money directly from one bank account to another. Once successfully registered on UPI enable app, the suffix is predefined by the app and you can create a customized prefix of your name, mobile number, date of birth, etc. For example – user@bhimbarodapay
Here, ‘user’ is prefix and ‘upihandle’ is suffix
Features/Benefits:
You don’t need to remember your or receiver’s bank account details.
The prefix can be customized as per convenience.
What is UPI PIN?
UPI PIN is the personal identification number. It is either 4 or 6 digit passcode which a user need to set while registering on an UPI app for the first time. It’s a very important passcode number which is required for all payment transactions. A user must remember their UPI PIN and importantly not to share with anyone.
UPI PIN Reset: If anyone needs to reset their UPI PIN, go to the UPI App and select ‘Reset UPI PIN’ option under Bank account section, enter your debit card details and verify OTP.
UPI QR: It is another payment mode in UPI app. QR code can be used to pay or receive money. Each user has their respective QR code under the User Profile section. They can share their QR code to receive money and to pay they need to select the QR Scan option on the home page and do the payment. It is easy and quick.